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HR 5317 119th Congress · House

Community Bank Deposit Access Act of 2025

What This Bill Does

This bill aims to enhance access to deposit accounts at community banks for underserved populations, ensuring more Americans can participate in the banking system.

This bill matters because it seeks to provide greater financial inclusion, allowing individuals in low-income or rural areas to access banking services, which can help them save money and improve their financial stability.

Who This Bill Affects

If passed, this bill would help many Americans, particularly those in underserved communities, gain access to essential banking services, potentially reducing reliance on high-cost alternatives like payday loans.

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Latest Status

May 21, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Data sourced from api.congress.gov. AI summaries by BillBoard.